Today Finserv Home Loan Where Your Home Journey Begins
_1751434853972.png)
In a world that never hits the brakes, having a place to call your own has gone from being a nice-to-have to a must-have. Whether you're stepping into your first apartment, trading up to roomier digs, or breaking ground on that custom build, a trusted loan lays the bricks. Enter the Today Finserv Home Loan, ready to help you get there.We know buying a house is more than just paperwork and payments; it’s a milestone you’ll carry for years. That’s why our home loans are built to be reachable, budget-friendly, and low-stress. With sharp interest rates, clear docs, and speedy thumbs-up on approvals, Today Finserv sets out to make the road to owning a home as smooth as freshly poured concrete.
Why Choose Today Finserv Home Loan?
Sure, plenty of lenders will hand you a loan, but Today Finserv pairs that offer with a genuine customer-first attitude. We blend smart tech with real people so every step feels connected and easy.
Attractive Interest Rates
Our interest rates start at 8.50% p.a., keeping your monthly EMIs in a zone you can live with. You can pick between a fixed rate that stays the same or a floating one that rides with the market, whichever matches your budget plans.
Flexible Repayment Tenure
Pick a repayment term that fits your pocket-whether you want to stretch it from five years to thirty years. Go longer and the monthly EMIs drop; go shorter and the loan is cleared off faster.
Loan Amounts up to ₹5 Crore
Buying a cozy flat or a sprawling villa? We can lend up to ₹5 crore, based on your eligibility and the homes market price.
Minimal Documentation
Forget the mountain of papers. Our online form and e-document upload cuts the fuss, saving you time and keeping everything neat.
Quick Loan Approval and Disbursal
With Today Finserv, weeks of waiting are history. You get a pre-approval in minutes, and the money lands in your account within seventy-two hours once the papers are done.
Types of Home Loan Offered by Today Finserv?
Every customer is different, so we offer a range of loans that match your vision, whether its buying, building, or renovating.
Home Purchase Loan
Perfect for anyone buying a brand-new property or a resale flat. It covers up to ninety percent of the homes value, easing the upfront cost.
Home Construction Loan
Planning to build from the ground up? This loan pays for labor, materials, permits, and every other expense, keeping your project moving.
Home Renovation Loan
Want to freshen up your home without emptying your wallet? This loan lets you upgrade, fix, or remodel house stuff while keeping your savings untouched.
Plot + Construction Loan
Found a piece of land and ready to build your dream place? Grab this one loan that covers the land cost and all the building work together.
Balance Transfer + Top-up Loan
Already paying a home loan at another bank? Move it to Today Finserv for a lower rate, then add a top-up that gives you extra cash when you need it.
Eligibility Criteria
Whether you work for a company or run your own business, you can still qualify. Our rules welcome everyone and do their best to keep things fair.
For Salaried Individuals:
- Age: 21-60 years
Minimum Monthly Income: 25,000 rupees
Job Stability: At least 12 months in the current role
For Self-Employed Professionals:
- Age: 25-65 years
Minimum Annual Income: 3 lakh rupees
Business Continuity: Operating for at least 3 years
General Criteria:
- Must be an Indian resident
Credit Score: 700 or higher preferred
Valid KYC documents
Documents Required
We keep paperwork to a minimum:
- Identity Proof: PAN, Aadhaar, Passport, Voter ID
Address Proof: Utility bill, Rental agreement, or Aadhaar
Income Proof: Salary slips, Form 16, tax returns, or bank statements
Property Docs: Sale agreement, title deed, and building approval
Business Proof (self-employed): GST certificate, recent tax returns, and balance sheet
All documents can be uploaded online through the Today Finserv website or mobile app.
How to Apply for a Today Finserv Home Loan?
Getting a home loan is simple. Follow these steps:
Visit Our Website: Open www.todayfinserv.com and click on the "Home Loan" tab.
Fill the Application Form: Enter your personal, job, and money details. It takes only 5 to 10 minutes.
Upload Documents: Securely upload the KYC, income, and property files.
Get Pre-Approved: Tap a button and see if your loan gets a quick thumbs-up based on your details and credit score.
Verification and Disbursal: Once we double-check everything, the final nod happens and cash can hit your account in as little as 3 days.
Benefits of Choosing Today Finserv
Check out the perks you get when you pick us for your home loan:
- Zero Hidden Charges
Online EMI Calculator for Planning
Customizable Repayment Options
Home Loan Insurance Facility
Doorstep Document Collection (available in select cities)
Dedicated Relationship Manager
EMI Planning with Our Calculator
Figuring out your monthly budget is super important before you sign anything. Use our free EMI tool on the website to see what your payment will look like.
Secure Your Future with Today Finserv
Buying a home is a big deal, and the right lender can make it way less stressful. Today Finserv Home Loan gives you the power to own your dream house with ease, safety, and room in your budget. With tailor-made plans, online tools, and a real focus on customers,Today Finserv is ready to turn your homeownership dream into front-door keys.